Mortgage Rates Aren't Likely to Move Lower - Real Estate * US * News * Story - CNBC.com

Banks continue to be reluctant to lend money and continue to tighten lending requirements, such as loan to value ratios.

Investors are wary of mortgage-backed securities, the market for which has been shattered by hundreds of thousands of defaults during the subprime mortgage collapse.

The result : Mortgage Rates Aren't Likely to Move Lower